Restaurant Insurance

Sterling Insurance Group understands the many risks that restaurants may face. We are confident that our specialists can assist in mitigating these risks through our comprehensive insurance programs and risk management techniques. We are capable of assisting restaurant owners with issues such as liquor liability, loss of food due to power outage (spoilage), employee theft, and even equipment malfunctions.

Sterling Insurance Group is well-versed on the ins and outs of the difficulties restaurants face when trying to control risk with so many moving parts. Our team of risk management professionals have the experience needed to provide a full analysis of your restaurant’s current situation, and offer specific recommendations to help reduce risk and increase the company’s focus on a safety culture. After we review the recommendations, Sterling Insurance Group is able to provide proper solutions to implement a safer culture. When we can implement a culture focused on safety, we can increase employee morale, decrease employee turnover, reduce the number of claims, and increase overall productivity. In the end, this will protect your restaurant’s bottom line.

Business Segments

  • Family Style Restaurants
  • Fine Dining Restaurants
  • Delicatessen
  • Quick Food Service

Key Coverages

We are able to offer cost-effective coverage options such as:

  • General Liability
  • Commercial Property
  • Spoilage
  • Commercial Automobile
  • Workers’ Compensation
  • Liquor Legal Liability
  • Crime
  • Employment Practices Liability
  • Cyber Liability

With over 20 years of insuring Metro Detroit’s best projects, we have the tools to construct a custom group of policies to cover your business and your projects.

Specializing in middle market Risk Management, our Certified Risk Architects can help you RETHINK your commercial insurance strategy to reduce your premiums and improve your bottom line.
Play Video: Rethinking Risk Management

Call toll-free: 888-525-7575 to speak with a Sterling Commercial Lines specialist.